Are Gutter businesses profitable in 2025-2026

You will have cleanings, repairs, and installs, but you should aim to earn $1,000 per day minimum. That could be 4 cleanings at $250 per cleaning, or 1 gutter installation per day for $1,000 or more. Work 20 days per month to earn $20,000 per month. Expect to pay 24% in taxes and set aside that tax payoff every month, and you'll end up with $14,000 to $15,000 per month in gross earnings.

Aluminum gutters are one of the most profitable options for gutter businesses due to their cost-effectiveness, versatility, and ease of installation. These gutters offer a great balance between affordability and durability, making them an attractive choice for homeowners and a lucrative product for gutter companies.

Because aluminum gutters are cost-effective, durable, and long-lasting, they are in high demand. They require less maintenance than materials like copper or steel, which makes them an attractive option for homeowners looking for both practicality and value. For your business, this means that you can offer a product that is affordable for customers while still maintaining high profit margins.

One of the biggest advantages of aluminum gutters is how easy they are to work with. Aluminum is lightweight and flexible, which allows it to be bent and molded into seamless gutters directly on-site. This reduces both production and installation time, allowing your team to complete jobs faster and more efficiently. Seamless gutters, in particular, are a popular choice among homeowners because they reduce the risk of leaks and offer a cleaner look compared to sectional gutters.

Since aluminum gutters are easier to install and customize on-site, your business can handle more jobs in a shorter time frame, increasing overall revenue. The quicker installation process reduces labor costs, while the availability of bulk purchasing for aluminum materials allows you to keep overhead costs low.

Aluminum gutters are also highly customizable. They can be painted in a wide variety of colors to perfectly match the exterior of any home, giving homeowners more options and increasing the appeal of your services. The ability to offer color-matching gutters as part of your installation service can give your business a competitive edge, as homeowners are often looking for functional but aesthetically pleasing solutions.

While copper gutters are aesthetically appealing and durable, they come with a hefty price tag and require ongoing maintenance. Their cost—up to five times that of aluminum—can make them impractical for most homeowners. Offering copper gutters might work as a niche service for a gutter business, but aluminum is more cost-effective for regular installations.

In 90% of local markets, having 100-200 online reviews and a 4.8 - 5.0 rating will keep you busy 4-5 days a week. The fastest way to get them is through smaller jobs. Don't say no, just plan your schedule around bigger jobs.

Don't lose money by having your gutter techs sit in your warehouse when it's slow! Give them a business card, and have them knock on doors offering gutter cleaning and repairs. It could turn into something big.

When inflation hits 2.5% to 4.0%, you need to stop all advertising for cleanings, repairs, and small installations. Sounds counterintuitive, but your ad budget is for big jobs, and your Local SEO is for everythign.

Approximate Investment: $6,000 - $15,000

A gutter machine is essential for producing seamless gutters. These machines come in different sizes and can produce gutters in various styles and lengths.

Approximate Investment: $500 - $2,000

Safety is paramount when working at heights. You'll need sturdy ladders, harnesses, and other fall protection gear to ensure you and your crew work safely.

Approximate Investment: $10,000 - $35,000 (depending on new or used).  A reliable truck or van is crucial for transporting tools, equipment, and gutter materials to job sites. You may also want to outfit it with storage racks and bins for organization.

Approximate Investment: $300 - $1,000

Basic tools like gutter hangers, sealants, crimpers, snips, and screws are necessary for every installation. You’ll also need specialized tools like gutter cutting tools for precision.

Approximate Investment: $100 - $500

Downspout tools and materials are needed to properly redirect water away from the home’s foundation. This includes downspout pipes, brackets, and elbows.

Through TIP, your gutter website will only cost $299 per month and your monthly marketing budget will be $999 per month or higher. 

If you with big firms not specializing in AI, you'll be $3,000 - $10,000 per website buildout, $500 per month, and then $2,000 per month or more for full marketing.

Approximate Investment: $1,500 - $5,000 per Quarter. You'll need both general liability insurance and workers' compensation insurance (if you have employees). This protects you from legal liabilities and ensures compliance with local laws.

Approximate Investment: $100 - $1,000 (varies by state/city)

To legally operate your business, you’ll need the appropriate licenses and permits, including business registration and possibly contractor licenses depending on your location. To grow even faster, we highly recommend you consider getting your roofing license so that you can perform roofing inspections and then subcontract that work out.

Approximate Investment: $5,000 - $10,000 (initial stock). You’ll need to keep a supply of gutter materials like aluminum or copper on hand. Buying in bulk allows you to save on costs and quickly meet customer demands. Your goal is to get same-week installation projects and never place a client on hold.

Approximate Investment: $100 - $500 per month. Using customer relationship management (CRM) software or business management software will help you track leads, schedule jobs, send invoices, and manage your finances efficiently. Our TIP CRM can help you achieve this for as little as $100 per month.

One of the biggest advantages of offering financing is that it opens your services to a larger pool of potential customers. Not every homeowner has the ability to pay for a $5,000 gutter installation upfront, but financing allows them to break the cost down into manageable monthly payments. By offering this flexibility, you can capture leads that might otherwise be hesitant to move forward with a project due to cost. Financing makes larger projects more accessible, increasing your potential client base and driving more sales. Homeowners are more likely to say "yes" to a job when they don’t have to pay the full amount upfront.

When you offer financing, homeowners are more likely to consider high-ticket services like full gutter system replacements or premium options such as gutter guards. Instead of opting for a cheaper, short-term fix, customers may be more inclined to invest in a more comprehensive solution when they can spread out the payments over time. This leads to higher sales and increased profit margins. Financing allows you to upsell more premium services, leading to higher revenues and bigger projects that might not have been possible without the option to spread payments.

Offering financing can set you apart from competitors who don’t provide the same payment flexibility. Many customers appreciate the convenience of being able to finance home improvement projects, and if you're one of the few companies in your area offering it, you gain a competitive edge. This can make your business the go-to choice for homeowners who need flexibility in their payment options. Financing can make your business stand out, giving you an advantage over competitors and potentially increasing your market share.

Providing financing shows customers that you’re willing to work with them to make your services affordable. This fosters a positive relationship and increases the likelihood of repeat business or referrals. Homeowners who feel taken care of financially are more likely to leave good reviews and recommend your business to friends and family.

Offering flexible payment options can build stronger customer loyalty and lead to positive reviews and word-of-mouth referrals,

When offering financing, either through a third-party lender or directly, there are often fees and interest rates involved. Customers may be required to pay interest on the loan, and depending on the financing provider, these fees could affect the customer’s overall satisfaction. If the terms aren’t favorable or are seen as overly expensive, it could result in negative feedback and harm your reputation. High interest rates or hidden fees can lead to customer dissatisfaction, which could result in poor reviews or lost future business.

Offering financing options adds another layer of complexity to your business. You will need to either partner with a financing company or manage payment plans internally. Both approaches require additional administrative effort, such as managing customer payment schedules, following up on missed payments, and ensuring all agreements are clearly documented. This extra work can strain your team, especially if your business is already small or has limited resources. Financing adds more administrative tasks, which could slow down your operations and require additional time or staff to manage.

If you choose to offer in-house financing instead of going through a third-party lender, there’s always a risk that the customer might default on payments. This could hurt your cash flow, especially for larger jobs where a significant portion of the payment is spread out over time. Non-payment could lead to legal complications or losses that eat into your profitability. Offering in-house financing can put you at financial risk if customers fail to make payments, affecting your cash flow and potentially leading to losses.

Third-party financing companies often charge businesses a fee for offering their services. This fee can cut into your profit margins, especially on larger jobs. While you may increase sales by offering financing, you might also reduce the profitability of each job due to the costs associated with the financing arrangement. The fees charged by financing companies can lower your profit margins, particularly on high-ticket jobs.